Preapproved Auto Loans
Before buying your next car, get preapproved at your Credit Union. You'll not only benefit from our great rates, but the entire loan application and approval process will be finished before you ever start shopping.
What is a PAL Check and how does it work?
A PAL Check is a preapproved NWFCU auto loan that allows you to shop with “cash” in hand. With a PAL Check you can shop at your own pace, with extra confidence because you know exactly how much you can afford. Plus, because you'll know the loan rate and terms before you buy, you'll have more bargaining power as you can keep your financing details separate from your price negotiations.
Using a PAL Check is easy, simply complete, endorse and hand over your PAL check to the seller once you've found the car of your choice and negotiated the best price.
Benefits & Highlights
- Quick, convenient, and secure
- Valid for 60 days
- Can be used to purchase a new or used car through a dealer or individual
- Helps protect your privacy and gives you greater bargaining power as there is no need to share your personal finances with the dealer
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