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Quick Links
- Apply Now (Age 18+)
- Apply Now (Under Age 18)
- Credit Matters online course
- Rates
- Report a Lost or Stolen Credit Card
- Important Message for Members Traveling Abroad
FirstCard Visa® Platinum
Designed exclusively for members age 15-22, the FirstCard Visa Platinum gives you all the benefits of a Platinum card, with a low non-variable rate and no annual fee.
Benefits & Highlights
- No annual fee
- Low non-variable rate of 9.99% APR
- No-fee cash advances
- No-fee balance transfers
- 25-day interest free grace period for purchases
- Purchase security protection
- Travel benefits, including accident insurance up to $500,000
Online Course Requirement
To get you and your credit history off on the right foot, NWFCU wants to make sure you know how to use credit wisely. As part of your FirstCard credit application, you’ll need to complete the 10-question online course, “Credit Matters.” At the conclusion of the course, take the short quiz and the results will automatically be sent to NWFCU. Click here for details and to begin the Credit Matters course now.
FirstCard Age Requirements
NWFCU’s FirstCard is only for members age 15-22. Based on your age, refer to the chart below for the credit limit and application method available to you.
| Age | Credit Limit |
Co-Signer |
To Apply |
|---|---|---|---|
Under 18 |
$250 |
Yes |
|
18 - 22 |
$1,000 |
No* |
|
| *Co-Signer will be required if the primary member does not have sufficient income or assets to make the loan payments. | |||
Resources
- Credit Matters online course
- Manage your credit card online
- Balance transfer form
- Credit card agreement & disclosure
- Credit card pricing info
- Increase your credit limit
- Verified by Visa®
- View credit card balance online
- After hours phone number for lost or stolen Credit Cards
- Cardholder Dispute form
- Affidavit of Fraud
The Annual Percentage Rate is 9.99%. There is no annual fee, no balance transfer fee and no cash advance fee. Foreign transactions are subject to a fee of up to 1% of the transaction amount.
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Your Lifetime Financial Partner |