Checking Account FAQs
- What is the NWFCU's ABA routing number?
- How do I reorder checks?
- How can I get a copy of a cancelled check?
- Is there a limit on the number of checks that I can write?
- What are the current interest rates?
- How do I set up my check to be direct deposited into my account?
- How do I set up an automatic account withdrawal?
- What is a routing and transit number?
- What are the differences between First, Basic, Access and Premier checking accounts?
- How old do you have to be to open an NWFCU Checking account?
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What is the NWFCU's ABA routing number?
256075025
How do I reorder checks?
Reordering checks is easy and available online or over the phone. Click here for details.
The most convenient way to retrieve a free copy of a cancelled check is to login to NWLink Internet Banking. To view a front and back image of a cancelled check, simply click on the check number in the column labeled “ID” of your NWLink Checking Account history. How fast the image displays will depend on the speed of your Internet connection. Once displayed, the image can be printed if desired. Images are available for a period of six months after the check has cleared; images are not available for checks cashed in one of our branches or processed as an ACH.
The alternative to using NWLink Internet Banking is to visit a branch and request a copy of the cancelled check. There is a $2.00 fee for each check copy requested.
Is there a limit on the number of checks that I can write?
There is no monthly or yearly limit on the number of checks you can write.
What are the current interest rates?
Click here to view our current rates.
How do I set up my check to be direct deposited into my account?
To set-up your NWFCU account to receive your check through direct deposit, contact your payroll or human resources department and ask for their direct deposit form. When completing this form you'll be asked to list NWFCU's ABA routing number, 256075025, as well as your NWFCU account number(s). For further instructions, click here.
How do I set up an automatic account withdrawal?
You can authorize specific companies to make withdrawals from your account. Members often set-up these payment services to allow for easy bill payment. You must provide the company with NWFCU's ABA routing number, 256075025, as well as your full checking account number.
What is a routing and transit number?
Also referred to as Transit Routing Number. Every financial institution has this nine digit number that uniquely identifies it. The routing number is printed on checks, deposit slips, etc. and is used to route all financial transactions (eg, ACH Debits) to the appropriate bank.
NWFCU's routing number is 256075025. Click here to view an image explaining how to find the routing and transit number on your personal check.
What are the differences between First, Basic, Access and Premier Checking accounts?
At NWFCU we realize that our members have different personal financial needs and preferences – which is why we offer four checking options, each with a package of features to fit the different financial lifestyles. Review the options below to choose the account that works best for you or download our Checking Account Comparison Chart.
- First Checking - Exclusively for members age 15-22, First Checking combines the benefits young adults want, with the FREE services they need.
- Basic Checking- This simple, straight-forward checking account is perfect if you’re looking for “just the basics” with no fees or minimum balance requirements.
- Access Checking- Get the added benefits of an upper-level checking account without the monthly fees when you use direct deposit, eStatements, NWLink Internet Banking, an NWFCU credit card, debit card or maintain a $10,000 combined savings and loan balance.
- Premier Checking - Get more free services and discounts plus a certificate rate bonus with this top-tier checking account. Premier Checking is perfect for members with higher savings and loan balances or for members who just want to make sure they get the most of their membership.
If you are under 18, you can open a First Checking account, which is designed specifically for members age 15-22. A joint owner is required for members under 18. Many young members opt to have a parent/parents joint on their account(s).
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