Lunch & Learn Seminar Topics

In this seminar, we introduce Northwest Federal Credit Union as an employee benefit and address:

• The differences between credit unions and banks
• How you’ll save money, paying less for loans, while earning more on your savings, and paying fewer fees
• Member conveniences such as 33,000+ free ATMs and 4,000 CU Service Centers nationwide, free auto locating service, and more

In this workshop, we review:

• How to design realistic spending plans
• Set achievable goals: short-term, mid-term, and long-term
• Budget components and budget busters
• Staying on track

Find out how Northwest Federal Credit Union helps you with:

• Determining the type of car you need and how much you can afford
• Resources for car buyers and tips for buying new/used cars
• Purchasing versus leasing
• Free Auto Locating Service
• Pre-approved auto loans and financing options
• Negotiating at the dealership
• Protecting your purchase

Attendees at this workshop will find out about:

• Current financial crimes happening in our community today, such as credit card theft/fraud and scams targeted against our elderly
• What are the warning signs you may be an identity theft victim
• Precautions you can take to prevent becoming a victim
• What to do if you believe your identity has been stolen

Your children’s financial well-being depends greatly on what they learn about earning, saving, and spending.  This workshop is a guide for parents to teach their children:

• Financial responsibility
• Distinguish between wants and needs
• Use credit wisely
• Understand the basics of saving and investing

At this workshop, attendees will hear from an NWFCU Mortgage Specialist and local real estate expert to learn about:

• Current market and trends
• Why you should buy a home
• Working with a realtor
• What to expect throughout the process
• CU Realty Services

Credit Scores are just one element of the credit report and loan approval process.  Learn about:

• FICO® and the score components
• Credit scores and time
• How to improve your score
• Credit repair companies
• How credit scores affect your purchasing power