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Loan & Credit Card Rates
Rates current as of March 1, 2010, and are subject to change without notice.
You can also receive current rate information from any touch-tone telephone through our NorthwestXpress Bank-by-Phone system.
* APR = Annual Percentage Rate. Rate is based on an evaluation of credit history, so your rate may differ.
Terms may vary on loans for business purposes. Contact NWFCU for more details. When refinancing an NWFCU loan to a lower interest rate using the same collateral, .50% is added to listed rate for administrative expenses. (Mortgage and Equity Loans excluded.) A sample principal and interest payment on a $6,000 fixed rate signature loan at 7.00% APR for 36 months is $185.81.
1 Rate is determined by adding a margin to the Prime Rate published in the Wall Street Journal on the last business day of the prior month. The Margin is based on an evaluation of your credit history. APR is subject to change monthly.
2 The APR will not be higher than 18.00%, regardless of the Prime Rate.
3 The APR will not be lower than 7.00% or higher than 18.00%, regardless of the Prime Rate.
4 FirstCard Visa Platinum is exclusively for members age 15-22.
5 Rate is variable. Contact NWFCU for more details.
6 Loan available for 4-year accredited colleges and universities only. Rate is based on the Wall Street Journal LIBOR Rate listing on the last business day of the month and is subject to change quarterly. A 0.25% discount is offered for borrowers who arrange automatic payments from their NWFCU account.
The Prime Rate used to determine APR is the rate published in the Wall Street Journal on the last business day of the prior month. The margin is based on an evaluation of your credit history.
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