Auto Rates

Rates current as of September 1, 2010, and are subject to change without notice.

Auto Loan & Lease Rates – Financing & refinancing up to 100%
Loan Type	Term	APR^1,2 as low as	Internet Special APR^1,4 as low as
New car loans	12 to 60 mo	3.74%	3.49%
New car loans	61 to 84 mo³	5.74%	5.49%
Used car loans	12 to 60 mo	3.74%	3.49%
Used car loans	61 to 84 mo³	5.74%	5.49%
New car lease	24 to 60 mo	3.74%	3.49%
Used car lease	12 to 36 mo	3.74%	3.49%

Boats, RVs, Trailers, etc. – Financing & refinancing up to 100%
Turn to NWFCU for practically any auto loan – from trailers to five-ton trucks!		Minimum Loan Amount	APR¹ as low as
New or Used Boat Loan (includes jet skis)	12 to 60 months 61 to 84 months	N/A $20,000	7.50% 9.50%
New Misc. Auto (RV's, Trailers, etc.)	12 to 60 months 61 to 84 months 85 to 144 months	N/A $20,000 $30,000	7.75% 8.00% 9.00%
Used Misc. Auto (RV's, Trailers, etc.)	12 to 60 months 61 to 84 months 85 to 144 months	N/A $20,000 $30,000	8.00% 8.50% 9.50%

You can also receive current rate information from any touch-tone telephone through our NorthwestXpress Bank-by-Phone system.

When refinancing an existing NWFCU auto loan or lease to a lower rate using the same collateral, 0.50% is added to the listed rate for administrative expenses.

¹ APR = Annual Percentage Rate. Rate is based on an evaluation of your credit history, so your rate may differ.
² Credit Union members without Access or Premier Checking, add 0.25% to the listed rate.
³ A $20,000 minimum loan amount required for terms of 61-84 months.
⁴ You must apply online to get this reduced rate. Rate is subject to change without notice and includes a 0.25% discount for online application and 0.25% discount for NWFCU Access and Premier Checking users. Internal refinances are excluded from new car and Internet Special rates.

Note: Financing not available for ATVs.

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