Vehicle Rates

Rates current as of July 1, 2009, and are subject to change without notice.

 Vehicle Loan & Lease Rates – Financing & refinancing up to 100%

Loan Type

Term

Regular APR1

Access/
Premier APR2

Internet
Special APR3

New car loans

12-36 mo

3.75%

3.50%

 

New car loans

37-72 mo

5.24%

4.99%

4.24%

New car loans

73-84 mo

6.75%

6.50%

5.75%

Used car loans

12-60 mo

5.99%

5.74%

4.99%

Used car loans

61-84 mo

7.99%

7.74%

6.99%

New vehicle lease

24-60 mo

5.24%

4.99%

4.24%

Used vehicle lease

Up to 36 mo

6.99%

6.74%

5.99%

Boats, RVs, Trailers, etc. – Financing & refinancing up to 100%

Turn to NWFCU for practically any vehicle loan –  from trailers to five-ton trucks!

Minimum Loan Amount
Annual Percentage Rate (APR)

New or Used Boat Loan
(includes jet skis)

up to 60 months
61 to 84 months
85 to 144 months

N/A
$20,000
$30,000

7.49%
7.99%
8.99%

New Misc. Vehicle
(RV's, Trailers, etc.)

up to 60 months
61 to 84 months
85 to 144 months
N/A
$20,000
$30,000
7.75%
8.00%
9.00%

Used Misc. Vehicle
(RV's, Trailers, etc.)

up to 60 months
61 to 84 months
85 to 144 months
N/A
$20,000
$30,000
8.10%
8.35%
9.35%

You can also receive current rate information from any touch-tone telephone through our NorthwestXpress Bank-by-Phone system.

Internal refinances are excluded from new car interest rates. When refinancing an existing NWFCU auto loan or lease to a lower rate using the same collateral, 0.50% is added to the listed rate for administrative expenses. 

1Regular APR applies to members without Access or Premier Checking.
2Access/Premier APR applies to members with Access or Premier Checking.
3Internet Special APR includes a 0.75% discount for online application and a 0.25% discount for NWFCU Access or Premier Checking users. Internal refinances are excluded from new car and Internet Special rates. Other rates and terms are available.

Note: Financing not available for ATVs.

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