Auto Rates

Rates current as of November 6, 2009, and are subject to change without notice.

Auto Loan & Lease Rates – Financing & refinancing up to 100%
Loan Type	Term	Regular APR¹	Access/ Premier APR²	Internet Special APR³
New car loans	12-36 mo	3.75%	3.50%
New car loans	37-72 mo	5.24%	4.99%	4.24%
New car loans	73-84 mo⁴	6.75%	6.50%	5.75%
Used car loans	12-60 mo	5.99%	5.74%	4.74%
Used car loans	61-84 mo⁴	7.99%	7.74%	6.74%
New car lease	24-60 mo	5.24%	4.99%	4.24%
Used car lease	Up to 36 mo	6.99%	6.74%	5.99%

Boats, RVs, Trailers, etc. – Financing & refinancing up to 100%
Turn to NWFCU for practically any auto loan – from trailers to five-ton trucks!		Minimum Loan Amount	Annual Percentage Rate (APR)
New or Used Boat Loan (includes jet skis)	up to 60 months 61 to 84 months 85 to 144 months	N/A $20,000 $30,000	7.49% 7.99% 8.99%
New Misc. Auto (RV's, Trailers, etc.)	up to 60 months 61 to 84 months 85 to 144 months	N/A $20,000 $30,000	7.75% 8.00% 9.00%
Used Misc. Auto (RV's, Trailers, etc.)	up to 60 months 61 to 84 months 85 to 144 months	N/A $20,000 $30,000	8.10% 8.35% 9.35%

You can also receive current rate information from any touch-tone telephone through our NorthwestXpress Bank-by-Phone system.

Internal refinances are excluded from new car interest rates. When refinancing an existing NWFCU auto loan or lease to a lower rate using the same collateral, 0.50% is added to the listed rate for administrative expenses.

¹Regular APR applies to members without Access or Premier Checking.
²Access/Premier APR applies to members with Access or Premier Checking.
³Internet Special APR includes a 0.25% discount for NWFCU Access or Premier Checking users. Loan must be disbursed by 12/31/09 to qualify for this special reduced rate. Internal refinances are excluded from new car and Internet Special rates. Other rates and terms are available.
⁴A $20,000 minimum loan amount is required.

Note: Financing not available for ATVs.

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