Understanding Your Credit

Did you know that every time you apply for a credit card, a mortgage loan or even an insurance policy or new job, your application may be judged, in part, on your credit?

We suggest you review your credit report periodically to verify that the information is accurate, especially before you need to borrow for a large purchase, such as house. Also, it's a good idea to check your credit reports annually for any accounts or transactions that were incorrectly attributed to your credit history.

To help you learn more about your credit report, we offer the following:

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