Coming June 21! New CardControl+ app to manage and protect your credit and debit cards

Protect your Northwest Federal credit and debit cards from potential fraud and enjoy convenient control of your funds, right from your mobile device with this handy app:

  • Turn cards on/off, set transaction limits
  • Receive transaction alerts to track your card activity
  • Quickly and easily add your cards to your digital wallets
  • Set up travel memos to ensure your card works wherever your plans take you
  • And more!

Beginning June 21, download our new CardControl+ app from the App Store or Google Play to start using.


NOW REWARDS

Now Rewards
Now Rewards Back

Up to 2% cash back on purchases1

Earn points that can be used for cash back, travel, and more

Variable rate as low as 8.24% APR4

Bonus rewards and benefits

Platinum

Platinum
Platinum Card Back

Features our lowest variable rate plus many valuable benefits.

Variable rate as low as 7.24% APR5

No annual fee

No-fee cash advances

FirstCard Platinum

First Card
First Card Back

Offers a low credit limit for members establishing or re-establishing credit.

Non-variable rate of 12.90% APR6

No annual fee

No-fee cash advances


Cardholder Benefits

You’ll receive valuable cardholder benefits when you use your Northwest Federal Visa® credit card to pay for purchases, trips, hotel rooms, rental cars and more. These benefits and coverages include:

  • Emergency Services: card replacement, emergency cash advance, and lost/stolen card reporting.
  • Security and Protection: purchase protection (including purchase protection from porch piracy of online purchases), ride share protection, ID theft protection, and more.
  • Travel: trip cancellation insurance, lost luggage reimbursement, travel accident insurance, auto collision damage waiver, and more. 
  • Luxury and Lifestyle: Visa luxury hotel collection, Visa concierge, and more for NOW REWARDS cardholders with limits of $5,000 or more.
Some restrictions apply. Get complete details about the Visa benefits mentioned here.
 
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Digital Services

Online Banking makes it easy to manage your credit card online: view transactions, make credit card payments, conduct balance transfers, and enroll in credit card eStatements within Online Banking.

Contactless Payment is available for added convenience and security at the checkout. Look for the contactless symbol  paywave  wherever you are to simply tap and pay!

Your Northwest Federal credit cards can be used with the digital wallets below. Click on each link for videos featuring how to add your card and begin enjoying greater payment convenience and security.

Apple Pay® | Samsung Pay® | Google PayTMFitBit PayTMGarmin PayTM| LG Pay®

 

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Fraud & Purchase Protection

Coming June 21, Northwest Federal's new CardControl+ app can help you manage your account and prevent fraudulent transactions from occurring on your credit card. Set the terms for when, where and how your card is used anytime, anywhere right from your mobile device with this handy app.

For online tools, resources and consumer protection tips to keep you informed, turn to our Fraud Prevention page. If you ever experience fraud, we’re here for you.

If your card is lost or stolen, or you suspect you’re a victim of fraud, call Northwest Federal immediately at 800-336-3384. 
Use these online forms to report fraudulent use. If you knowingly gave your account information to a merchant and didn't receive the product or service as expected, complete this dispute form.

Protect Purchase
 

Apply Today, Use Today!

Northwest Federal is leading the way with instant issue credit cards. You can now apply for a Northwest Federal credit card at one of our branches and get your new card handed to you on the spot. Add your new card to Digital Wallets immediately for extra payment convenience. 

Lost, stolen or damaged credit card? If you live near a Northwest Federal branch, you no longer have to wait for your new card to arrive by mail but get a replacement credit card issued to you right at the branch. 

Remember, our credit cards are contactless. Just tap & go wherever you see the contactless payment symbol.

 
 
Lost or Stolen Credit Card

 
 
1When monthly requirements are met, NOW REWARDS cardholders receive 2 points for every $1 in NOW REWARDS net purchases which may be redeemed for 2% cash back. If qualifications are not met, NOW REWARDS cardholders receive 1.25 points for every $1 in NOW REWARDS net purchases. Points earned in the NOW REWARDS program will expire 5 years from end of month in which points were earned.
2New NOW REWARDS cardholders must log-in to their Northwest Federal Online Banking account to access their NOW REWARDS account within 30 days of opening their new NOW REWARDS card in order to receive 500 bonus points. Offer valid as of 6/1/21 and subject to change.
3Bonus points will be added to your NOW REWARDS account upon obtaining a qualifying Northwest Federal auto loan, mortgage, home equity loan/home equity line of credit. Some restrictions apply. Not valid on refinance of an existing Northwest Federal loan. Offer valid as of 6/1/21 and subject to change.
4Your initial Annual Percentage Rate (APR) will range from 8.24% to 18.00% based on your creditworthiness. After this, your APR is subject to change monthly based on the Prime Rate published in the Wall Street Journal on the last business day of the prior month. Credit card rates apply to cash advances, balance transfers, and outstanding balances on purchases. There is no annual fee, no cash advance fee and no foreign transaction fee. Balance transfers are subject to a 3% fee on the transaction amount. 
5Your initial Annual Percentage Rate (APR) will range from 7.24% to 18.00% based on your creditworthiness. After this, your APR is subject to change monthly based on the Prime Rate published in the Wall Street Journal on the last business day of the prior month. Credit card rates apply to cash advances, balance transfers, and outstanding balances on purchases. There is no annual fee, no cash advance fee and no foreign transaction fee. Balance transfers are subject to a 3% fee on the transaction amount. 
6Annual Percentage Rate (APR) is non-variable. Credit card rates apply to cash advances, balance transfers, and outstanding balances on purchases. There is no annual fee, no cash advance fee and no foreign transaction fee. Balance transfers are subject to a 3% fee on the transaction amount. 
Visa is a registered trademark of Visa International Service Association.
Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries. 
Samsung Pay is a registered trademark of Samsung Electronics Co., Ltd. 
Google Pay is a trademark of Google Inc.
Fitbit and Fitbit Pay are trademarks or registered trademarks of Fitbit, Inc. in the U.S. and other countries. 
Garmin Pay is a trademark of Garmin Ltd. or its subsidiaries.
LG Pay is a registered trademark of LG Corp.
App Store is a service mark of Apple Inc. Google Play is a trademark of Google Inc