NOW REWARDS

Now Rewards
Now Rewards Back

Earn points that can be used for travel, cash back and more!

Variable rate as low as 10.49%4

1.25x the points for every $1 in purchases1

Bonus rewards and benefits

Platinum

Platinum
Platinum Card Back

Features our lowest variable rate plus many valuable benefits.

Variable rate as low as 9.49% APR5

No annual fee

No-fee cash advances

FirstCard Platinum

FirstCard
First Card Back

Offers a low credit limit for members establishing or re-establishing credit.

Non-variable rate of 12.90% APR6

No annual fee

No-fee cash advances


Cardholder Benefits

You’ll receive valuable cardholder benefits when you use your Northwest Federal Mastercard® or Visa® credit card to pay for purchases, trips, hotel rooms, rental cars and more. These benefits and coverages include:

  • Safety and Security: price protection, extended warranty, theft protection, and wallet replacement.
  • Emergency Services: card replacement, emergency cash advance, lost/stolen card reporting, and car rental collision damage waiver.
  • Access and Lifestyle Benefits: opportunities to enjoy unforgettable experiences in the cities where you live and travel.
  • Travel Benefits: roadside assistance, hotel burglary coverage, lost luggage protection, and emergency medical/dental coverage. 
Some restrictions apply. Read your Mastercard Guide to Benefits for details on cardholder benefits. Click here for more information and complete details about the Visa benefits described here, or call the Benefit Administrator at 1-800-553-4820, or call collect outside the U.S. at 1-303-967-1096
 
Mastercard Background Image

Digital Services

MyCardInfo makes it easy to manage your credit card online. Visit MyCardInfo today. If you're an Online Banking user, you can access MyCardInfo directly by clicking on your credit card account within Online Banking.
Digital Wallets can be used for added convenience and security when using a Northwest Federal credit card at checkout. Look for the contactless symbol wherever you are to simply tap and pay! 
Apple Pay® is a simple and secure way to make purchases with your Northwest Federal credit card or debit card. Once you’ve added the card to your Passbook® on your iPhone® 6 or later, you’ll just hold your phone near a participating merchant’s contactless reader to pay. A vibration and beep let you know your payment has been accepted.

Passbook and iPhone are registered trademarks of Apple Inc.
Android is a trademark of Google LLC
 
Digital Payment background image

Fraud & Purchase Protection

Northwest Federal offers alerts to help prevent fraudulent transactions from occurring on your credit card.

Sign up to receive a text to your mobile phone when a suspicious transaction is identified. Watch this video to learn how you can start protecting your credit card account with text alerts today. For online tools, resources and consumer protection tips to keep you informed, turn to our Security & Protection page.

If you ever experience fraud, we’re here for you.

If your card is lost or stolen, or you suspect you’re a victim of fraud, call Northwest Federal immediately at 800-336-3384. 
Use these online forms to report fraudulent use. If you knowingly gave your account information to a merchant and didn't receive the product or service as expected, complete this dispute form.

text alert image

1Points are earned on purchases only. Points are not earned for convenience checks, cash advances, balance transfers, returned purchases or purchases that are reversed. Points earned in the NOW REWARDS program will expire 5 years from end of month in which points were earned.

2New NOW REWARDS cardholders must log-in to their Northwest Federal Online Banking account to access their NOW REWARDS account within 30 days of opening their new NOW REWARDS card in order to receive 500 bonus points. Offer valid as of 7/1/19 and subject to change.

3Bonus points will be added to your NOW REWARDS account upon obtaining a qualifying Northwest Federal auto loan, mortgage, home equity loan/home equity line of credit. Some restrictions apply. Not valid on refinance of an existing Northwest Federal loan. Offer valid as of 7/1/19 and subject to change.

4Your initial Annual Percentage Rate (APR) will range from 10.49% to 18.00% based on your creditworthiness. After this, your APR is subject to change monthly based on the Prime Rate published in the Wall Street Journal on the last business day of the prior month. Credit card rates apply to cash advances, balance transfers, and outstanding balances on purchases. There is no annual fee and no cash advance fee. Balance transfers are subject to a 3% fee on the transaction amount. Foreign transactions are subject to a fee of up to 1% of the transaction amount. 

5Your initial Annual Percentage Rate (APR) will range from 9.49% to 18.00% based on your creditworthiness. After this, your APR is subject to change monthly based on the Prime Rate published in the Wall Street Journal on the last business day of the prior month. Credit card rates apply to cash advances, balance transfers, and outstanding balances on purchases. There is no annual fee and no cash advance fee. Foreign transactions are subject to a fee of up to 1% of the transaction amount. 

6Annual Percentage Rate (APR) is non-variable. Credit card rates apply to cash advances, balance transfers, and outstanding balances on purchases. There is no annual fee and no cash advance fee. Foreign transactions are subject to a fee of up to 1% of the transaction amount.

Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.  Credit Card Disclosure & Pricing Information.