Transfer balances and save!
Consolidate your bills and save on finance charges with our special balance transfer offer:
0% APR for 6 months on balance transfers*
8.74% - 18.00% APR after 6 months**
If you’re already a Northwest Federal credit cardholder, transfer your high-rate retail and bank credit card balances today to save in 3 easy steps:
- Log in to Online Banking
- Click on your credit card account
- Transfer balances online at MyCardInfo
Cardholders will be charged a 3% fee on the transferred amount*.
Don’t yet carry a Northwest Federal credit card? Apply today to take advantage of this introductory rate on balance transfers. Offer ends March 31, 2020.
Earn points that can be used for travel, cash back and more!
Variable rate as low as 9.74%4
1.25x the points for every $1 in purchases1
Bonus rewards and benefits
Features our lowest variable rate plus many valuable benefits.
Variable rate as low as 8.74% APR5
No annual fee
No-fee cash advances
Offers a low credit limit for members establishing or re-establishing credit.
Non-variable rate of 12.90% APR6
No annual fee
No-fee cash advances
You’ll receive valuable cardholder benefits when you use your Northwest Federal Mastercard® or Visa® credit card to pay for purchases, trips, hotel rooms, rental cars and more. These benefits and coverages include:
- Safety and Security: price protection, extended warranty, theft protection, and wallet replacement.
- Emergency Services: card replacement, emergency cash advance, lost/stolen card reporting, and car rental collision damage waiver.
- Access and Lifestyle Benefits: opportunities to enjoy unforgettable experiences in the cities where you live and travel.
- Travel Benefits: roadside assistance, hotel burglary coverage, lost luggage protection, and emergency medical/dental coverage.
MyCardInfo makes it easy to manage your credit card online. Visit MyCardInfo today. If you're an Online Banking user, you can access MyCardInfo directly by clicking on your credit card account within Online Banking.
Digital Wallets can be used for added convenience and security when using a Northwest Federal credit card at checkout. Look for the contactless symbol wherever you are to simply tap and pay!
Apple Pay® is a simple and secure way to make purchases with your Northwest Federal credit card or debit card. Once you’ve added the card to your Apple Wallet on your iPhone® 6 or later, you’ll just hold your phone near a participating merchant’s contactless reader to pay. A vibration and beep let you know your payment has been accepted.
Android is a trademark of Google LLC
Fraud & Purchase Protection
Northwest Federal's CardControl app can help prevent fraudulent transactions from occurring on your credit card. Set the terms for when, where and how your card is used anytime, anywhere right from your smart phone with this handy app.
Download our CardControl app from the App Store℠ or Google Play™ to start using it today!***
For online tools, resources and consumer protection tips to keep you informed, turn to our Fraud Prevention page. If you ever experience fraud, we’re here for you.
If your card is lost or stolen, or you suspect you’re a victim of fraud, call Northwest Federal immediately at 800-336-3384.
Use these online forms to report fraudulent use. If you knowingly gave your account information to a merchant and didn't receive the product or service as expected, complete this dispute form.
Apply Today, Use Today!
Northwest Federal is leading the way with instant issue credit cards. You can now apply for a Northwest Federal credit card at one of our branches and get your new card handed to you on the spot. Add your new card to Apple Pay® immediately for extra payment convenience. Additional digital wallets are coming soon!
Lost, stolen or damaged credit card? If you live near a Northwest Federal branch, you no longer have to wait for your new card to arrive by mail but get a replacement credit card issued to you right at the branch.
Remember, our credit cards are contactless. Just tap & go wherever you see the contactless payment symbol.