Great Rates, Rewards & More!

 

Northwest Federal Credit Union’s credit cards offer some of the best features, values and rates available without hidden fees and unexpected changes in benefits or card payment terms.

NOW REWARDS

Now Rewards
Now Rewards Back

Earn points that can be used for travel, cash back and more!

Variable rate as low as 8.24%4

1.25x the points for every $1 in purchases1

Bonus rewards and benefits

Apply Now

Platinum

Platinum
Platinum Card Back

Features our lowest variable rate plus many valuable benefits.

Variable rate as low as 7.24% APR5

No annual fee

No-fee cash advances

Apply Now

FirstCard Platinum

FirstCard
First Card Back

Offers a low credit limit for members establishing or re-establishing credit.

Non-variable rate of 12.90% APR6

No annual fee

No-fee cash advances

Apply Now

Cardholder Benefits

You’ll receive valuable cardholder benefits when you use your Northwest Federal Mastercard® or Visa® credit card to pay for purchases, trips, hotel rooms, rental cars and more. These benefits and coverages include:

  • Safety and Security: price protection, extended warranty, theft protection, and wallet replacement.
  • Emergency Services: card replacement, emergency cash advance, lost/stolen card reporting, and car rental collision damage waiver.
  • Access and Lifestyle Benefits: opportunities to enjoy unforgettable experiences in the cities where you live and travel.
  • Travel Benefits: roadside assistance, hotel burglary coverage, lost luggage protection, and emergency medical/dental coverage. 
Some restrictions apply. Read your Mastercard Guide to Benefits for details on cardholder benefits. Click here for more information and complete details about the Visa benefits described here, or call the Benefit Administrator at 1-800-553-4820, or call collect outside the U.S. at 1-303-967-1096
 
Mastercard Background Image

Digital Services

MyCardInfo makes it easy to manage your credit card online. Visit MyCardInfo today. If you're an Online Banking user, you can access MyCardInfo directly by clicking on your credit card account within Online Banking.

Contactless Payment is available for added convenience and security at the checkout. Look for the contactless symbol  paywave  wherever you are to simply tap and pay!

Your Northwest Federal credit cards can be used with the digital wallets below. Click on each link for videos featuring how to add your card and begin enjoying greater payment convenience and security.

Apple Pay® | Samsung Pay® | Google Pay® | FitBit Pay® | Garmin Pay®

 

Digital Payment background image

Fraud & Purchase Protection

For online tools, resources and consumer protection tips to keep you informed, turn to our Fraud Prevention page. If you ever experience fraud, we’re here for you.

If your card is lost or stolen, or you suspect you’re a victim of fraud, call Northwest Federal immediately at 800-336-3384. 
Use these online forms to report fraudulent use. If you knowingly gave your account information to a merchant and didn't receive the product or service as expected, complete this dispute form.

Protect Purchase
 

Apply Today, Use Today!

Northwest Federal is leading the way with instant issue credit cards. You can now apply for a Northwest Federal credit card at one of our branches and get your new card handed to you on the spot. Add your new card to Apple Pay® immediately for extra payment convenience. Additional digital wallets are coming soon!

Lost, stolen or damaged credit card? If you live near a Northwest Federal branch, you no longer have to wait for your new card to arrive by mail but get a replacement credit card issued to you right at the branch. 

Remember, our credit cards are contactless. Just tap & go wherever you see the contactless payment symbol.

Apple Pay is a registered trademark of Apple Inc.
 
Lost or Stolen Credit Card
 
 
***App Store is a service mark of Apple Inc. Google Play is a trademark of Google Inc
1Points are earned on purchases only. Points are not earned for convenience checks, cash advances, balance transfers, returned purchases or purchases that are reversed. Points earned in the NOW REWARDS program will expire 5 years from end of month in which points were earned.
2New NOW REWARDS cardholders must log-in to their Northwest Federal Online Banking account to access their NOW REWARDS account within 30 days of opening their new NOW REWARDS card in order to receive 500 bonus points. Offer valid as of 4/1/20 and subject to change.
3Bonus points will be added to your NOW REWARDS account upon obtaining a qualifying Northwest Federal auto loan, mortgage, home equity loan/home equity line of credit. Some restrictions apply. Not valid on refinance of an existing Northwest Federal loan. Offer valid as of 4/1/20 and subject to change.
4Your initial Annual Percentage Rate (APR) will range from 8.24% to 18.00% based on your creditworthiness. After this, your APR is subject to change monthly based on the Prime Rate published in the Wall Street Journal on the last business day of the prior month. Credit card rates apply to cash advances, balance transfers, and outstanding balances on purchases. There is no annual fee and no cash advance fee. Balance transfers are subject to a 3% fee on the transaction amount. 
5Your initial Annual Percentage Rate (APR) will range from 7.24% to 18.00% based on your creditworthiness. After this, your APR is subject to change monthly based on the Prime Rate published in the Wall Street Journal on the last business day of the prior month. Credit card rates apply to cash advances, balance transfers, and outstanding balances on purchases. There is no annual fee and no cash advance fee. 
6Annual Percentage Rate (APR) is non-variable. Credit card rates apply to cash advances, balance transfers, and outstanding balances on purchases. There is no annual fee and no cash advance fee.
Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.
Visa is a registered trademark of Visa International Service Association. 
Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries. 
Samsung Pay is a registered trademark of Samsung Electronics Co., Ltd. 
Google Pay is a trademark of Google Inc.
Fitbit and Fitbit Pay are trademarks or registered trademarks of Fitbit, Inc. in the U.S. and other countries. 
Garmin Pay is a trademark of Garmin Ltd. or its subsidiaries. 
Credit Card Disclosure & Pricing Information.