Certificate Rates
|
$1,000 to $99,999 |
$100,000 to $249,999 |
$250,000+ |
---|
|
Rate |
APY* |
Rate |
APY* |
Rate |
APY* |
3 months |
0.06 |
0.06 |
0.11 |
0.11 |
0.11 |
0.11 |
6 months |
0.12 |
0.12 |
0.17 |
0.17 |
0.17 |
0.17 |
1 year |
0.37 |
0.37 |
0.42 |
0.42 |
0.47 |
0.47 |
2 years |
0.43 |
0.43 |
0.48 |
0.48 |
0.53 |
0.53 |
3 years |
0.47 |
0.47 |
0.52 |
0.52 |
0.57 |
0.57 |
4 years |
0.51 |
0.51 |
0.56 |
0.56 |
0.61 |
0.61 |
5 years |
0.55 |
0.55 |
0.60 |
0.60 |
0.65 |
0.65 |
Add-On Certificates
Youth Add-On Certificate |
1 Year Add-On Certificate |
2 Year Add-On Certificate |
Term: 1 year |
Term: 1 year |
Term: 2 year |
Rate: 0.20% |
Rate: 0.27% |
Rate: 0.33% |
APY*: 0.20% |
APY*: 0.27% |
APY*: 0.33% |
Minimum deposit: $100.00 |
Minimum deposit: $500.00 |
Minimum deposit: $500.00 |
Rates current as of 1/11/21 and are subject to change without notice.
*APY=Annual Percentage Yield. Fees may reduce earnings on the account. Dividends are paid from earnings after transfers to reserves. A penalty may be imposed for early withdrawal. The Annual Percentage Yield for certificate terms less than 1 year is based on an assumption that dividends are posted and compounded at maturity and will remain in the account until maturity. The Annual Percentage Yield for certificate terms 1 year or greater is based on an assumption that dividends are posted and compounded monthly and will remain in the account until maturity. Any withdrawal will affect the APY calculation and result in reduced earnings.
Add-on and promotional certificates are not eligible for dividend bonus rate. Dividends are paid from current income and available earnings, after required transfers to reserves at the end of a dividend period.
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