Loan Rates

Rates current as of April 1, 2014 and are subject to change without notice.  

Loan Type      Term APR* as low as
Auto Loans   Click here      Click here
Boat Loans Click here Click here
Personal up to 48 months
60 to 84 months
7.00%*
10.00%*
Line of Credit (LOC)      N/A 7.00%1
Share Secured 60 months
120 months
3.00%
3.00%2
Student Choice Education Line of Credit up to 25 years 6.25%3

You can also receive current rate information from any touch-tone telephone through Telephone Banking


* APR = Annual Percentage Rate. Rate is based on an evaluation of credit history, so your rate may differ. A sample principal and interest payment on a $6,000 fixed rate personal loan at 7.00% APR for 36 months is $185.81.

Terms may vary on loans for business purposes. Contact NWFCU for more details. When refinancing an NWFCU loan to a lower interest rate using the same collateral, .50% is added to listed rate for administrative expenses. (Mortgage and Equity Loans excluded.) 
1 Your initial Annual Percentage Rate (APR) will range from 7.00% to 18.00% based on the product you choose and your creditworthiness. After this, your APR is subject to change monthly based on the Prime Rate published in the Wall Street Journal on the last business day of the prior month.
2 Rate is variable. Contact NWFCU for more details.
3 Loan available for 4-year accredited colleges and universities only. Rate is based on the Wall Street Journal LIBOR Rate listing on the last business day of the month and is subject to change quarterly. A 0.25% discount is offered for borrowers who arrange automatic payments from their NWFCU account.