Member Rewards MasterCard® 

Get valuable card benefits plus reward points with our Member Rewards MasterCard®. For every dollar in purchases you make, you earn one point. Points can be used for free airfare, discounted cruise and vacation travel, rental cars, cash back or brand-name merchandise. Browse the catalog at for details.

Benefits & Highlights  

  • Low variable rate*
  • No annual fee, no-fee cash advances, no-fee balance transfers
  • Transaction alerts to help keep your account secure – sign up to receive a text message or email when your credit card is used. You can set custom alerts for transaction types and dollar amounts for: purchases over a selected amount, international purchases, online and phone purchases, and declined transactions. Register your credit card online today.

  • Convenient online access through our MyCardInfo site - conduct online balance transfers, set travel memos for your account, receive optional text alerts** to help prevent fraudulent transactions from occurring on your card, and more. To access MyCardInfo directly from Online Banking simply click on your credit card account.
  • Reward points never expire 
  • First use bonus: receive 5,000 bonus points on the first purchase you make with your new Member Rewards MasterCard®   
  • Airline rewards with flexible booking options and no booking fees, no Saturday night stay requirement, and free tickets starting at just 9,000 points 
  • View and redeem your points online 24/7 for free airfare vacation awards, cash back or merchandise  

Attention Quicken users: To download credit card transactions to Quicken, simply login to MyCardInfo  or click on your credit card account within Online Banking to be directly connected to MyCardInfo site. From MyCardInfo, click on the “Account Info” tab, and then check “Account Activity” to view and download transactions from the past 3 months. You may want to set up a reminder to do this at the end of each quarter in order to capture your credit card transaction history for the entire year. If you have any questions related to downloading your credit card transactions, please contact for assistance.    

Enhanced Security for Online Shopping

MasterCard® SecureCode™ is a private code that provides added protection when using your MasterCard® account at online retailers. To enroll in this MasterCard® service, visit their official website.

*Your initial Annual Percentage Rate (APR) will range from 8.74% to 18.00% based on your creditworthiness. After this, your APR is subject to change monthly based on the Prime Rate published in the Wall Street Journal on the last business day of the prior month. Credit card rates apply to cash advances, balance transfers, and outstanding balances on purchases. There is no annual fee, no balance transfer fee and no cash advance fee. Foreign transactions are subject to a fee of up to 1% of the transaction amount.

**Northwest Federal does not charge for this service. However, standard text message and data rates assessed by your mobile carrier may apply. Please check with your mobile carrier to ensure that you have "text messaging" on your monthly mobile phone plan. 


Obtaining any loan with Northwest Federal requires membership eligibility and becoming a member by opening a primary savings account.