Great Rates on Certificates Available for a Limited Time

Win BIG with our 
TOP PICK Certificate

Take your pick:

  • Earn 5.10% APY* 
    (in-branch only)
  • Earn 5.00% APY* 
    (online or by phone only) 
  • 10-month
  • $100,000 minimum balance required
  • must be funded with money not currently on deposit at Northwest
Top Pick certificate

Celebrate our newest branch. Open a
MCLEAN Certificate: 

  • Earn 4.60% APY*
  • 30 months
  • $1,000 minimum balance required
McLean Opening certificate

You'll welcome this great rate. Open a
NEIGHBOR Certificate: 

  • Earn 4.75% APY* 
  • 11 months 
  • $1,000 minimum balance required
Neighbors Certificate
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Saving with a Certificate

Our Certificates pay competitive dividends and can be opened with as little as $1,000 and have terms from 90 days to five (5) years.

Open your certificates today:

Certificate Types

Choose your term up to 5 years and deposit a minimum of $1,000.

Designed for Individual Retirement Accounts, our IRA Certificates offer higher rates on terms of 1-year to 5-years.

Share and IRA Certificates1 year term
Minimum BalanceRateAPY*
$1,000 to $99,9994.895.00
$100,000 to $249,9994.945.05
 Share Certificates IRA Certificates**
 Minimum Balance $1,000 Minimum Balance $1,000
 RateAPY* RateAPY*
3 months0.050.05 0.050.05
6 months0.110.11 0.110.11
10 months3.934.00 3.934.00
18 months4.184.26 4.184.26
2 years4.314.40 4.604.70
3 years3.833.90 4.654.75
4 years3.743.80 4.704.80
5 years3.934.00 4.754.85


Rates current as of 04/30/24 and are subject to change without notice.

*APY=Annual Percentage Yield. The Annual Percentage Yield is based on dividends posted and compounded monthly and will remain in the account until maturity. Any withdrawal will affect the APY calculation and result in reduced earnings. 

Promotional certificates are not eligible for dividend bonus rate. Dividends are paid from current income and available earnings, after required transfers to reserves at the end of a dividend period.

**Individual Retirement Accounts (IRA) Certificates are for consumer accounts only. 

Click here to view the disclosure.