Special Auto Loan Rates 

Car Loans Term Minimum Loan Amount APR1,2 as low as Maximum LTV
New 2023   37-63 mos   $8,000 5.39% 80% LTV
    64-75 mos   $10,000  5.69% 80% LTV
    76-84 mos   $20,000 6.19% 80% LTV
Used 2022-2023   37-63 mos   $8,000  5.39% 90% LTV
    64-75 mos   $10,000  5.59% 90% LTV
    76-84 mos   $20,000 6.44% 90% LTV
 Used 2021  37-63 mos  $8,000 5.39% 90% LTV
    64-75 mos   $10,000 5.69% 90% LTV
    76-84 mos   $20,000 6.44% 90% LTV
 Used 2020   37-63 mos   $8,000  5.49% 90% LTV
    64-72 mos   $10,000 5.89% 90% LTV
Used 2019   37-63 mos $8,000 5.69% 90% LTV
    64-72 mos $10,000 6.09% 90% LTV
Used 2018   37-54 mos   $8,000 6.49% 90% LTV
    55-66 mos $10,000 6.99% 90% LTV

Regular Auto Loan Rates 

Car Loans Term Minimum Loan Amount APR3,4 as low as
2023   up to 36 mos   $5,000 5.19%
    37-63 mos   $8,000 5.69%
    64-75 mos   $10,000 5.99%
  76-84 mos $20,000 6.69%
  85-87 mos $40,000 7.19%
  88-96 mos $40,000 9.99%
2022   up to 36 mos   $5,000  4.99%
    37-63 mos   $8,000  5.59%
    64-75 mos   $10,000 5.79%
  76-84 mos $20,000 6.69%
2021   up to 36 mos   $5,000 5.09%
    37-63 mos   $8,000 5.59%
    64-75 mos   $10,000  5.89%
  76-84 mos $20,000 6.69%
2020   up to 36 mos   $5,000  5.19%
    37-63 mos   $8,000 5.69%
    64-72 mos   $10,000 6.09%
2019   up to 36 mos   $5,000 5.39%
    37-63 mos   $8,000 5.89%
  64-72 mos $10,000 6.29%
2017-2018 up to 36 mos $5,000 6.19%
  37-54 mos $8,000 6.69%
  55-66 mos $10,000 7.19%
2014-2016 up to 36 mos $5,000 7.09%
  37-54 mos $8,000 7.59%
  55-66 mos $10,000 8.09%

1 APR=Annual Percentage Rate. Rate is effective as of 1/01/23 and is subject to change without notice. Rate is based on an evaluation of your credit history, so your rate may differ. 

2 Rate is based on model year and term. Additional model year terms and rates are available. Promotional rates listed are available for a limited time only and are based on evaluation of credit history, so your rate may differ. Maximum 80% LTV for new 2023 model year; maximum 90% LTV for used 2018-2023 model years. Rates are valid for purchases and refinances from another lender only; internal refinances are excluded from promotional rates. Cash out refinances are ineligible. Vehicles with mileage over 100,000 add 2 percentage points to rates. Terms and rates will vary on loans for business purposes. Payment example: car loan with new model year of 2023 and loan amount of $20,000 for 60 months at 5.39% APR will have an estimated monthly payment of $381.84. Other restrictions may apply.

3APR = Annual Percentage Rate current as of 1/01/23 and is subject to change without notice. Rate is based on evaluation of credit history, so your rate may differ.

4Rate is based on model year and term. Additional terms and rates are available. Rate is valid for purchases and refinances from another lender only; internal refinances are excluded from special rates. Cash out refinances are ineligible. Vehicles with mileage over 100,000 add 2 percentage points to rates. Classic cars add 4 percentage points to oldest rate. Terms and rates will vary on loans for business purposes. Other restrictions may apply. Payment example: car loan with model year of 2022 and loan amount of $20,000 for 36 months at 4.99% APR will have an estimated monthly payment of $600.52. Other restrictions may apply.