An affordable way to pay for home furnishings, a family vacation, or an unexpected expense that comes your way.

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Loan Rates

Loan Type Minimum Loan Amount Term APR* as low as
Personal Loan  $500 up to 24 months  10.99%1
Personal Loan  $2,000 25-36 months 11.24%1
Personal Loan  $3,000 37-60 months 11.99%1
Personal Loan  $5,000 61-84 months 12.99%1
Line of Credit $500 N/A 15.15%2
Savings Secured $500 up to 60 months 2.80%4
Savings Secured $500 61-120 months 2.80%3


Use a Personal Loan for whatever you need!
Have you placed a “freeze” on your credit report?

If you’re ready to apply for a loan, make sure you’re prepared for your credit review by requesting the credit bureaus (ExperianEquifax, and TransUnion) to lift your credit freeze before you apply.

*APR=Annual Percentage Rate. Rate is based on an evaluation of credit history, so your rate may differ.

1 For debt consolidation loans, 1% will be added to the Personal Loan rates. A sample principal and interest payment on a $10,000 fixed rate Debt Consolidation Loan at 12.99% APR for 60 months is $228.69.

2 Your initial Annual Percentage Rate (APR) will range from 15.15% to 18.00% based on your creditworthiness. After this, your APR is subject to change monthly based on the Prime Rate published in the Wall Street Journal on the last business day of the prior month.

3 Rate is variable. Contact Northwest Federal for more details.

4 Savings secured loan payment example: savings secured loan amount of $5,000 for 60 months at 2.80% APR will have an estimated monthly payment of $89.50.