75th Anniversary Special Offers

Anniversary Certificate
Only $1,000 minimum deposit required on these
75th Anniversary Certificates for a limited time:
Anniversary Certificate 3.62% APY* 27 months

Twinkle Certificate

2.25% APY1

21 months

Bling Certificate

1.45% APY2

7 months

Hope Certificate

1.50% APY3

15 months

Glitter Certificate

2.75% APY4

54 months

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* APY = Annual Percentage Yield. Fees may reduce earnings on account. A penalty may be imposed for early withdrawal. Rate is current as of 9/26/2022 and subject to change at any time. The 27-Month Anniversary Certificate is a promotional certificate and is not eligible for a dividend rate bonus. At renewal, certificate will auto-renew into current one year certificate unless otherwise designated. A minimum deposit of $1,000 is required. View the full disclosure here.   

1 APY = Annual Percentage Yield. Fees may reduce earnings on account. A penalty may be imposed for early withdrawal. Rate is current as of 8/29/2022 and subject to change at any time. The 21-Month Twinkle Certificate is a promotional certificate and is not eligible for a dividend rate bonus. At renewal, certificate will auto-renew into current one year certificate unless otherwise designated. A minimum deposit of $1,000 is required. View the full disclosure here.   

2 APY = Annual Percentage Yield. Fees may reduce earnings on account. A penalty may be imposed for early withdrawal. Rate is current as of 8/22/2022 and subject to change at any time. The 7-Month Bling Certificate is a promotional certificate and is not eligible for a dividend rate bonus. At renewal, certificate will auto-renew into current one year certificate unless otherwise designated. A minimum deposit of $1,000 is required. View the full disclosure here.   

3 APY = Annual Percentage Yield. Fees may reduce earnings on account. A penalty may be imposed for early withdrawal. Rate is current as of 8/22/2022 and subject to change at any time. The 15-Month Hope Certificate is a promotional certificate and is not eligible for a dividend rate bonus. At renewal, certificate will auto-renew into current one year certificate unless otherwise designated. A minimum deposit of $1,000 is required. View the full disclosure here.

4 APY = Annual Percentage Yield. Fees may reduce earnings on account. A penalty may be imposed for early withdrawal. Rate is current as of 8/222022 and subject to change at any time. The 54-Month Glitter Certificate is a promotional certificate and is not eligible for a dividend rate bonus. At renewal, certificate will auto-renew into current one year certificate unless otherwise designated. A minimum deposit of $1,000 is required. View the full disclosure here.   

Saving with a Certificate

Our Certificates pay competitive dividends and can be opened with as little as $1,000 and have terms from 90 days to five (5) years. We also offer Jumbo Certificates, for deposits of $250,000 or more, and Add-on Certificates, where you can add funds to the certificate throughout the term.

Open your certificates today:

Certificate Types

SAVINGS CERTIFICATES
Choose your term up to 5 years and deposit a minimum of $1,000. Highest rates will be paid on Certificates of $250,000 or more.

ADD-ON CERTIFICATES
With an Add-on Certificate, you select a 1- or 2-year term with a minimum opening deposit of $500 and get the flexibility to add funds throughout the Certificate term.

YOUTH ADD-ON CERTIFICATES
Designed for our Youth Club Account members, minimum deposit is just $100 and you can deposit additional money during the 1-year term.

IRA CERTIFICATES
Designed for Individual Retirement Accounts, our IRA Certificates offer the same great rates as our regular Certificates.



Certificate Rates

 

$1,000 TO $99,000

$100,000 TO $249,999

$250,000+

  Rate APY* Rate APY* Rate APY*
3 months 0.05 0.05 0.10 0.10 0.10 0.10
6 months 0.11 0.11 0.16 0.16 0.16 0.16
1 year 0.22 0.22 0.27 0.27 0.32 0.32
2 years 0.27 0.27 0.30 0.30 0.35 0.35
3 years 0.31 0.31 0.34 0.34 0.39 0.39
4 years 0.35 0.35 0.39 0.39 0.44 0.44
5 years 0.39 0.39 0.44 0.44 0.49 0.49

 

Add-On Certificates

Youth Add-On Certificate 1 Year Add-On Certificate 2 Year Add-On Certificate
Term: 1 year Term: 1 year Term: 2 year
Rate: 0.10% Rate: 0.12% Rate: 0.15%
APY*: 0.10% APY*: 0.12% APY*: 0.15%
Minimum deposit: $100.00 Minimum deposit:  $500.00 Minimum deposit:  $500.00

Rates current as of 4/25/22 and are subject to change without notice.

*APY=Annual Percentage Yield. Fees may reduce earnings on the account. Dividends are paid from earnings after transfers to reserves. A penalty may be imposed for early withdrawal. The Annual Percentage Yield for certificate terms less than 1 year is based on an assumption that dividends are posted and compounded at maturity and will remain in the account until maturity. The Annual Percentage Yield for certificate terms 1 year or greater is based on an assumption that dividends are posted and compounded monthly and will remain in the account until maturity. Any withdrawal will affect the APY calculation and result in reduced earnings.

Add-on and promotional certificates are not eligible for dividend bonus rate. Dividends are paid from current income and available earnings, after required transfers to reserves at the end of a dividend period.

Click here to view the disclosure.