Want dividends and checking flexibility?
Our Money Market Account makes it possible.

Login to Online Banking to add a money market account today

Not yet a member? Join today.

Our Money Market Account (MMA) typically earns higher dividends than savings accounts on balances of $2,500 or more. You’ll also enjoy:

  • Convenience – withdraw funds as needed at an ATM
  • Protection – use your MMA as overdraft protection on your checking account
  • Plus, there’s no minimum balance required.

Money Market Accounts

Balance to Earn Dividends Balance APY*
$0.01 Less than $2,500 0.57%
$0.01 $2,500 – $24,999.99 0.57%
$0.01 $25,000 – $49,999.99 0.65%
$0.01 $50,000 – $99,999.99 0.67%
$0.01 $100,000 – $249,999.99 0.86%
$0.01 $250,000 – $999,999.99 1.34%
$0.01 $1,000,000 or more 1.39%

*APY = Annual Percentage Yield. Rates and terms effective as of 4/1/25 and subject to change without notice. Fees may reduce earnings on the account. Dividends are paid from earnings after transfers to reserves.

View our Schedule of Fees.

Government Shutdown: If you have been furloughed due to the partial government shutdown, Northwest is here to assist with a Relief Line of Credit to help you cover expenses.