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FirstCard Visa®

Low credit limit for establishing or re-establishing credit.

  • Non-variable rate of 15.90% APR
  • No annual fee, no-fee cash advances, no foreign transaction fee
  • $250 credit limit for members under 18 years old (Co-applicant required. Minimum age: 15). If you are under 18, please fill out our paper application.
  • Up to $1,000 credit limit for members 18 and older. Learn about our membership benefits and find out how you’re eligible to join today
  • Digital Wallet convenience
  • Valuable Visa cardholder benefits
  • CardControl+ App to protect your card from potential fraud right from your mobile device2
credit card purchasing contactless
Learn how to build credit responsibly.

Complete a short online course as part of your FirstCard application.

1 Annual Percentage Rate (APR) is non-variable. Credit card rates apply to cash advances, balance transfers, and outstanding balances on purchases. There is no annual fee, no cash advance fee and no foreign transaction fee. Balance transfers are subject to a 3% fee on the transaction amount.

2 Northwest Federal CardControl+ app can be downloaded from the App Store℠ or Google Play™ 

Visa is a registered trademark of Visa International Service Association.

App Store is a service mark of Apple Inc.

Google Play is a trademark of Google Inc.