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Stop by our Great Falls Branch to become a member and enjoy high-yield earnings with our exclusive certificate offers.
Celebrate Our New Branch with Exclusive Certificate Offers
To mark the opening of our new Great Falls Branch, we’re offering two special certificates designed to help you grow your savings. These high-yield certificates are available for a limited time only and must be opened in-person at our Great Falls Branch.
Founders Certificate
- Earn 4.00% APY*
- Minimum deposit: $1,000
- Term: 9-months
- Auto-renewal terms: 10-month term at the standard rate
- Founders Certificate can only be opened at the Great Falls Branch and certificate funds must be new-to-Northwest.
Community Certificate
- Earn 4.25% APY**
- Minimum deposit: $1,000
- Term: 5-months
- Auto renewal terms: 6-month term at the standard rate
- Certificate can only be opened at the Great Falls Branch and certificate funds must be new-to-Northwest.
Rates current as of 04/01/26 and are subject to change without notice.
APY=Annual Percentage Yield. The Annual Percentage Yield is based on dividends posted and compounded monthly and will remain in the account until maturity. Any withdrawal will affect the APY calculation and result in reduced earnings.
Promotional certificates are not eligible for dividend bonus rate. Dividends are paid from current income and available earnings, after required transfers to reserves at the end of a dividend period.
*View the Founders Certificate disclosure for full details.
**View the Community Certificate disclosure for full details.
We’re celebrating America’s 250th birthday — and you’re invited!
For a limited time, you can earn up to $500* in bonus cash when you open your first-ever Northwest checking account and complete a few simple steps. Start earning today! It’s the perfect moment to celebrate and save.
*Limited time offer available April 1, 2026 – July 4, 2026.
Must be 18+ and in good standing. To earn a maximum bonus amount up to $500:
QUALIFICATION CHECKING: To earn $250 bonus, deposit into your first-ever Northwest Federal checking at least $1000 in qualifying direct deposits to the checking account in each of two (2) consecutive calendar months, and complete six (6) Northwest Federal debit card purchases per month that post to the checking account. All checking account requirements must be satisfied within the first two (2) calendar months following the month of account opening. Once all requirements are met, you will receive your deposit into the checking account within thirty (30) days. APY = Annual Percentage Yield. Elite checking has an APY ranging from 0.07% -0.02% depending on account balance. Dividend Rewards checking has an APY ranging from 5.00%-0.05% depending on account balance and qualifications must be met to earn dividends.
QUALIFICATION REWARDS SAVINGS / MONEY MARKET: To earn an additional $250 bonus, you must open your first-ever Northwest Federal Rewards Savings or Money Market account within sixty (60) days of opening the qualifying checking account, deposit at least $25,000 in new money within seven (7) calendar days of account opening, and maintain an average daily balance of at least $25,000 for ninety (90) consecutive days. All checking account bonus requirements must be met to qualify for the Rewards Savings or Money Market bonus. Once all requirements are met, you will receive your deposit into the Rewards Savings or Money Market account within thirty (30) days. APY = Annual Percentage Yield. Rewards Savings has an APY ranging from 1.50%-0.05% depending on account balance and qualifications must be met to earn dividends. Money Market has an APY of 1.39%-0.57% depending on account balance.
Fees may reduce any earnings on accounts. Rates current as of March 1, 2026 and are subject to change without notice. Offer available to consumer accounts only. Business, trust, and non-consumer accounts are not eligible. Bonus offer cannot be combined with other promotions and may be changed or discontinued at any time without notice. Membership eligibility required. Member responsible for possible tax implications. To learn more about account requirements view the America 250 Truth in Savings disclosure.