Membership

Open Your Account Today!

When you join Northwest Federal, you’ll get the same products and services as banks but at a better value. Why? Unlike banks, which work to satisfy stockholders, as a not-for-profit credit union, we work to satisfy you, our member-owner. 

Membership

We serve these fields of membership:

  • Employees, retirees, and family/household members* of these U.S. government agencies:
    • Personnel assigned or detailed to the Agency
    • National Reconnaissance Office
    • Office of the Director of National Intelligence
    • National Geospatial-Intelligence Agency at Building 213
    • Personnel assigned or detailed to the Department of Homeland Security
  • Employees and their family/household members* of these member companies
  • Members and their family/household members* of these partner organizations

*Family member is defined as spouse, children, siblings, parents, grandparents and grandchildren. Household member is defined as persons living in the same residence who share living expenses. 

With Northwest Federal membership, you’ll benefit from lower loan rates and higher savings rates than banks. Plus, get the products and services you need, including:

  • Free Choice Checking
  • Free Online Banking with Bill Pay
  • Free Mobile Banking with Mobile Deposit®*
  • Credit cards with low rates, fewer fees and rewards
  • Online car buying services for new and used vehicles
  • HomeAdvantage® Cash Rewards when you buy and sell a home**
  • 33,000+ free ATMs and 5,000 Shared Branches nationwide 
     

*Mobile Deposit is a registered trademark of Mitek Services, Inc. Qualification criteria apply for Mobile Deposit. Mobile Deposit is available for iPad 3 and newer, iPhone4 and newer, and most Android devices enabled with a camera. iPhone and iPad are registered trademarks of Apple Inc. Android is a trademark of Google Inc. App Store is a service mark of Apple Inc. 

**The HomeAdvantage program is made available to you through a relationship between Northwest Federal Credit Union and CU Realty Services. Program Cash Rewards are awarded by CU Realty Services to buyers and sellers who select and use a real estate agent in the HomeAdvantage network. Home buyers or sellers are not eligible for Cash Rewards if they use an agent outside this network. Using Northwest Federal Credit Union for a mortgage is not a requirement to earn Cash Rewards. Cash Rewards amounts are dependent on the commissions paid to the agent. Northwest Federal Credit Union may have specific rules on how your Cash Rewards will be paid out. Cash Rewards incentives are available in most states; however, are void where prohibited by law or by the lender. Please consult with your credit union to get details that may affect you. 

It’s easy to open your account. Join today!

Opening a Youth Club Account for someone under age 18? Complete and return a Youth Application

Who is eligible to Join Northwest Federal?

Our membership is diverse and includes members from certain federal government agencies, hundreds of local and national businesses, and partner organizations. Check our Membership Eligibility tab for details.

Ready to open your account? You’ll need:

  • Driver’s license
  • US Social Security Number
  • Previous home address (if you’ve lived at your current address for less than two years)

Can a member of my household or immediate family join too?

Yes! Once you’ve joined, your immediate family members and household members are also eligible for membership.

Can I still be a member if I change jobs or leave the area?

Yes! Once a member, always a member. Our Online Banking, Mobile Banking, large network of ATMS and shared branches coast to coast make it easy for members to bank with us no matter where they live.