Whether you’re buying a car, motorcycle, boat or recreational vehicle, we offer low rate loans with flexible terms to fit your budget. Plus, our convenient services can help you get behind the wheel with ease.

We’ve Got the Keys to Your New Car

With a new or pre-owned car loan from Northwest Federal you'll:

  • SAVE with competitive interest rates
  • STRETCH out your payments with our flexible terms
  • LOWER your out-of-pocket expense with up to 100% financing (including title, registration, taxes, Major Mechanical Protection and GAP)
  • BENEFIT from convenient online car buying services
  • ENJOY no payments for 90 days1
  • GET REWARDED with 5,000 bonus points2 on your NOW REWARDS Visa®
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Special APR* on Used Cars as low as
1.79%
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Special APR** on New Cars as low as
1.79%
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Special APR*** on 75-84 month terms as low as
2.79%
Is it time for a new car?
New car

Vehicle Loan Options & Resources

Have you placed a “freeze” on your credit report? 

If you’re ready to apply for a loan, make sure you’re prepared for your credit review by requesting the credit bureaus (ExperianEquifax, and TransUnion) to lift your credit freeze before you apply.

*Special used auto rates available on 2016 model year and terms up to 63 months and 2017-2021 model years and terms up to 72 months for auto loan contracts dated through December 15, 2021 only. Rate is based on an evaluation of your credit history, so your rate may differ. Restrictions apply, including: credit qualifications and maximum loan-to-value ratio of 90%. Internal refinances are excluded from special rates. Business auto loans excluded from special rates. Offer may not be combined with other discounts or promotions.

**Special new auto rates available on 2021-2022 model years and terms up to 72 months for auto loan contracts dated through December 15, 2021 only. Rate is based on an evaluation of your credit history, so your rate may differ. Restrictions apply, including: credit qualifications and maximum loan-to-value ratio of 80%. Internal refinances are excluded from special rates. Business auto loans excluded from special rates. Offer may not be combined with other discounts or promotions.

***Special rate available on 2018-2022 model years and terms of 75-84 months for auto loan contracts dated June 15 – December 15, 2021 only. Rate is based on an evaluation of your credit history, so your rate may differ. Restrictions apply, including: credit qualifications and maximum loan-to-value ratio of 90%. Internal refinances are excluded from special rates. Business auto loans excluded from special rates. Offer may not be combined with other discounts or promotions.

No payment due for the first 90 days offer is valid for the purchase of a new or pre-owned consumer auto and refinances from another lender. Credit qualifications apply. Offer is subject to change at any time. Interest still accrues for the first 90 days.

Bonus points will be added to your NOW REWARDS account upon obtaining a qualifying Northwest Federal auto loan. Some restrictions apply. Not valid on refinance of an existing Northwest Federal loan. Minimum loan amounts required.

3 Between 1/1/20 and 12/31/20, the average savings off MSRP experienced by consumers who connected with a TrueCar Certified Dealer through a TrueCar-powered auto buying program and who were identified as buying a new vehicle from that Certified Dealer was $3,552. Your actual savings may vary based on multiple factors, including the vehicle you select, region, dealer, and applicable vehicle specific manufacturer incentives, which are subject to change. The MSRP is determined by the manufacturer and may not reflect the price at which vehicles are generally sold in the dealer’s trade area, as many vehicles are sold below MSRP. Each dealer sets its own pricing. 

4 APR= Annual Percentage Rate. Rate is based on evaluation of credit history, so your rate may differ. Rates are subject to change without notice. 

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