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NOW Plus Rewards Visa® 
Earn 2x the Points

  • Variable rate as low as 15.49% APR, no annual fee and no foreign transaction fee
  • Earn 2 points for every $1 spent on purchases2 every day, everywhere
  • Points can be redeemed for cashback, travel, gift cards, merchandise or can be used to "pay with points" on qualified purchases
  • Easy access to rewards through Online Banking
  • CardControl+ App to protect your card from potential fraud right from your mobile device3
  • Digital Wallet convenience
  • Valuable Visa cardholder benefits

Earn Bonus Points 

  • Get 15,000 bonus points when you spend $2,000 in net purchases within the first 90 days of opening your NOW Plus Rewards card4
  • Receive bonus points when you finance a home or auto loan5 with us:
    • 1,000 points for every $10,000 borrowed for a mortgage or home equity loan (up to a maximum of 10,000 points)
    • up to 2,500 points for a home equity line of credit
    • 5,000 points for a qualifying auto loan
  • Ampre bonus reward offers both in-store and online at selected merchants
Earn 2 points for every $1 in purchases

1 Your initial Annual Percentage Rate (APR) will range from 15.49% to 18.00% based on your creditworthiness. After this, your APR is subject to change monthly based on the Prime Rate published in the Wall Street Journal on the last business day of the prior month. Credit card rates apply to cash advances, balance transfers, and outstanding balances on purchases. There is no annual fee, no cash advance fee and no foreign transaction fee. Balance transfers are subject to a 3% fee on the transaction amount.

2 Point earnings are based on the net retail purchase transaction volume (i.e., purchases less credits, returns, and adjustments). Certain exclusions apply. Refer to the Consumer Credit Card Terms and Conditions for program details. 2X points offer valid as of 6/1/23 for consumer NOW Plus Rewards credit card cardholders only.

3 Northwest Federal CardControl+ app can be downloaded from the App Store℠ or Google Play™ 

4 Offer valid only for consumer NOW Plus Rewards Visa accounts opened on or after 6/1/23 and is subject to change at any time.

5 Bonus points will be added to your NOW Plus Rewards Visa account upon obtaining a qualifying Northwest Federal auto loan, mortgage, home equity loan/home equity line of credit. Some restrictions apply. Not valid on refinance of an existing Northwest Federal loan. Offer is subject to change at any time.

Visa is a registered trademark of Visa International Service Association.

App Store is a service mark of Apple Inc.

Google Play is a trademark of Google Inc.