Tools to Help Build Your Financial Future

Northwest Federal Credit Union offers a variety of special products and services for young adults and teens, designed to meet their unique financial needs.

First Rewards Savings

A special savings account for members age 13–17.

  • Higher dividends on the first $1,5001
  • $25 bonus once the savings balance reaches $5002

Free Checking Accounts

Choose one of our free checking accounts3 with rewards and enjoy checking with no monthly service charges or minimum balance requirements along with these convenient services:

  • FREE Online Banking with Bill Pay
  • FREE Mobile Banking4
  • FREE access at 30,000+ ATMs nationwide5
  • FREE eStatements
  • FREE debit card

FirstCard Visa® Platinum6

A non-variable rate, built in financial education and a reasonable credit limit makes this a great card to start building or rebuild credit.

  • No annual fee6
  • Low, non-variable rate

Youth Add-on Certificate

A higher-rate savings option exclusively for Youth Club members.

  • One-year term
  • $100 opening deposit with options to add funds


More than $100,000 are awarded annually by the Northwest Federal Credit Union Foundation (applications are accepted annually). Look for information online at

Education Loans

Our Student Choice loan program offers low interest rates, flexible repayment options, no origination fee, and an easy, one-time online application. Visit or call 800-349-9470.

Knowledge of Financial Education - KOFE

We’ve partnered with KOFE to offer you free, confidential financial counseling and self-help resources. KOFE offers budgeting tools, calculators, interactive courses and you can even chat live online with Financial Coaches. Call 844-254-3496 (toll-free).

1 For First Rewards members up to age 23 (must join First Rewards between ages 13–17 to be eligible).
2 Member will receive $25 as a bonus when their savings account balance reaches $500 for the first time. The $25 bonus will be funded to the savings account by close of business on the first day the balance reaches $500. Offer limited to one bonus per member. The bonus will be reported on the member’s year-end 1099-INT statement.
3 Members under age 18 must have an adult joint owner on Northwest Federal checking accounts.
4 Message and data rates apply for Mobile Banking. Contact your service provider. Visit for full details.
5 Access to free ATM transactions will vary depending on the type of checking account you choose. Ask a representative for details.
6 Members under age 18 must have a cosigner who is 18 or older in order to receive a FirstCard Visa Platinum. Co-signer may be required for those over 18 if primary member does not have sufficient income or assets to make loan payments. The nonvariable Annual Percentage Rate is 12.90%. There is no annual fee and no cash advance fee. There is a 3% fee on balance transfers.
Visa is a registered trademark of Visa International Service Association.