Northwest Federal × Washington Commanders
Your Goal. Your Season. Earn Up to $250
Save monthly with Northwest and we’ll reward you for reaching your goal.*
Eligible new members welcome Apply in minutes Serving our members since 1947
Don't wait for the fourth quarter. Start earning today.
Start your driveHow it works
Pick your level
Review the levels below to find where you are on the field right now, and where you want to be next. There’s a level for every fan.*
Open your account
Once you’ve chosen the level that fits you, apply for a qualifying Northwest account. Get approved, and you’re on the field.*
Keep the pace
Keep the ball moving through the season. Every bit of it counts toward the reward waiting at the end.*
Cross the goal line
Finish a year and your reward is there. You took it the length of the field, one gain at a time.*
You’re in it all season.
All new promo members are automatically entered for weekly Washington Commanders prizes, from signed gear to gameday experiences you can’t get anywhere else. No extra step. You’re in the moment you join. View full sweepstakes rules in the disclosure below.
Start your drive
The season-end bonus, in plain terms
The season-end reward is a cash bonus. Here is exactly how it works and what it takes to earn it.
Annual percentage yield (APY)
Account Opening Requirements: Open your first-ever Northwest Federal qualifying membership account between August 14, 2026 and January 31, 2027. Primary Share account earns 0.05% Annual Percentage Yield (APY). APY accurate as of 8/14/2026. Rate is variable and subject to change.
What it takes
Fund your account with an initial deposit, then keep it going with 12 consecutive monthly deposits. Opening and monthly deposits must be new money, not funds already on deposit with Northwest.
Minimum to open and qualify
Minimum Balance Requirements: Deposit the Opening Deposit amount for the Level of your choosing. By the final month of the qualification period, the account balance must equal or exceed the Ending Balance shown for that Level. Required amounts vary by level. See table for details.
When you get it
The bonus will be deposited into the Primary Savings Account on or before the last day of the calendar month following the month in which all promotion requirements are successfully completed.
The bonus by level
| Level | Opening deposit | Monthly for 1 year | Ending balance | Season-end bonus |
|---|---|---|---|---|
| Rookie | $250 | $25 | $550 | $25 |
| Starter | $1,000 | $75 | $1,900 | $75 |
| MVP | $5,000 | $150 | $6,800 | $150 |
| GOAT | $10,000 | $250 | $13,000 | $250 |
Qualifications must be met through required opening deposit and 12 consecutive monthly deposits. The first monthly deposit must not be in the same calendar month as the initial deposit. Depositing the qualifying balance via a lump-sum deposit is strictly excluded and will result in disqualification from the promotional bonus incentive.
Questions, answered
The Northwest Federal and Washington Commanders offer is a season-long promotion that rewards new Northwest Federal Credit Union members with up to $250 for building a savings habit. Choose one of four levels, Rookie, Starter, MVP, or GOAT, then make an opening deposit and continue with that level's required monthly deposit for twelve consecutive months. While you're enrolled, you're automatically entered into weekly Washington Commanders prize drawings, and once you complete all twelve monthly deposits, Northwest Federal credits your season-end bonus. Full terms and bonus amounts by level are in the disclosures below.
Rookie level earns a $25 bonus, Starter level earns $75, MVP level earns $150, and GOAT level earns $250, the maximum reward available under this offer. Your bonus is set by the level you choose when you apply, and it's yours as long as you meet that level's deposit requirements throughout the season. Full bonus amounts and requirements by level are listed in the table below.
Rookie opens with $250 and continues at $25 a month, Starter opens with $1,000 and continues at $75 a month, MVP opens with $5,000 and continues at $150 a month, and GOAT opens with $10,000 and continues at $250 a month, each for twelve consecutive months. Full deposit amounts and requirements by level are in the disclosures below.
The offer is open to new Northwest Federal members. Northwest Federal serves the U.S., including Northern Virginia, Maryland, and Washington, D.C., and membership eligibility applies. Northwest Federal is a member-owned credit union based in Virginia, serving the DMV since 1947. You can join online or at a branch across Northern Virginia, Maryland, and Washington, D.C.
Select the level that fits your goals, Rookie, Starter, MVP, or GOAT, then complete the application to become a new Northwest Federal member. Once you're approved and your account is open, make your opening deposit to start the season. The application takes a few minutes to complete online.
You can join the Northwest Federal Drive Bonus Promotion any time between 8/14/26 and 1/31/27, which is the entry deadline. Once you're enrolled, the program runs for twelve consecutive months from your opening deposit, and Northwest Federal credits your season-end reward in the month following the calendar month you successfully complete all requirements. Full program terms are in the disclosures below.
No. Every new Northwest Federal member is automatically entered into the weekly Washington Commanders prize drawings once their account is open, with no extra sign-up step required. You don't need to attend a game to be entered or to win most prizes. A small number of prize experiences do take place at Commanders games. Full sweepstakes rules are in the disclosures.
Your deposits are always your money, whether or not you earn the bonus. Missing a scheduled monthly deposit can affect your eligibility for the season-end reward, but it never costs you the funds you've already put into your account.
Yes. Northwest Federal Credit Union is federally insured by the NCUA, so the funds in your account are protected throughout the program, whether or not you're working toward the season-end bonus.
This offer is built for new members opening a qualifying account for the first time, so it isn't available if you're already a Northwest Federal member. Reach out to us directly, though. We can walk you through other current offers and account options available to existing members.
*Disclosures. The Drive Bonus Promotion requires opening and maintaining a qualifying Northwest Federal membership account. To qualify, apply for membership and open your first-ever Primary Savings account through the promotion landing page at nwfcu.org/DriveToSave or use promo code DRIVE during account opening between August 14, 2026, and January 31, 2027. The Initial Deposit required for the selected Level must be made no later than the last day of the calendar month following the month the account is opened. Thereafter, the monthly deposit amount associated with the selected Level must be deposited for twelve (12) consecutive months following the month of the Initial Deposit. All deposits must be new money not currently on deposit with Northwest Federal and may not be transferred from another Northwest Federal account. All promotion requirements must be satisfied during the qualification period, which begins in the calendar month the Initial Deposit posts and continues through the following twelve (12) consecutive calendar months. Failure to make any required monthly deposit amount will result in forfeiture of the season-end reward. Once all requirements are met, the reward will be deposited into the Primary Savings account on or before the last day of the calendar month following the month of successful completion of all promotion requirements. The account must remain open and in good standing through the date the reward is deposited. Membership eligibility and account requirements apply. Northwest Federal reserves the right to modify or discontinue this promotion at any time. Other restrictions may apply.
Prizes are awarded through weekly sweepstakes drawings. No purchase necessary. See Official Rules for sweepstakes eligibility requirements, and complete terms and conditions. Offer open to new members only. Member responsible for possible tax implications.