FirstCard Visa® Platinum 

Designed for members who wish to establish credit, the FirstCard Visa® Platinum gives you all the benefits of a Platinum card, with a low non-variable rate, no annual fee and a reasonable credit limit.

Benefits & Highlights  

  • No annual fee 
  • Low non-variable rate of 9.99% APR*
  • No-fee cash advances 
  • No-fee balance transfers 
  • 25-day interest free grace period for purchases 
  • Purchase security protection 
  • Travel benefits, including accident insurance up to $500,000   

Added Online Purchasing Protection

The complimentary Verified by Visa® service is designed to provide an added level of security to online payment transactions by using personal passwords to help protect Visa® card numbers against unauthorized use. Learn more about the benefits of Verified by Visa® at their official website.

Online Course Requirement

To get your credit history off to a good start, Northwest Federal wants to make sure you know how to use credit wisely. As part of your FirstCard credit application, you’ll need to complete the 10-question online course, “Credit Matters.” At the conclusion of the course, take the short quiz and the results will automatically be sent to Northwest Federal. Click here to begin the Credit Matters course now.

FirstCard Age Requirements

Age

Credit Limit

Co-Signer
Required

To Apply

Under 18

$250

Yes

Print a PDF of the credit application

18 and older

$1,000

No**

Online application

**Co-Signer will be required if the primary member does not have sufficient income or assets to make the loan payments.


 

*The Annual Percentage Rate is 9.99%. Credit card rates apply to cash advances, balance transfers, and outstanding balances on purchases. There is no annual fee, no balance transfer fee and no cash advance fee. Foreign transactions are subject to a fee of up to 1% of the transaction amount.  

Obtaining any loan with Northwest Federal requires membership eligibility and becoming a member by opening a primary savings account with a minimum deposit of $5.00.