Vehicle Loans

Extended through December 31!
Bring Us Your Car Loan and Get up to $200*

​If you have a car loan with another lender, consider refinancing it with Northwest Federal. We can help you:

  • lower your monthly payment
  • earn a refinance rebate up to $200*
  • enjoy 90 days with no payments**

Apply today! Offer ends December 31, 2018.

Apply Today


​*Offer is valid 8/1/2018-12/31/2018 when you refinance your car loan from another lender to Northwest Federal. $100 rebate for loan amounts $10,000-$24,999; $200 rebate for loan amounts $25,000 or more. Rebate to be deposited into member's primary savings account 90 days after loan has been funded. Offer not valid on internal refinances. 

**No payment due for the first 90 days offer is valid for the purchase of a new or pre-owned consumer auto and refinances from another lender. Credit qualifications apply. Offer is subject to change at any time. Interest still accrues for the first 90 days. This offer is not valid on internal refinances. 

Check out our auto loan rates

    Vehicle Loan Options & Resources

    Our new and pre-owned car loans offer:
    •    competitive interest rates and flexible terms
    •    up to 100% financing (including title, registration, taxes, Major Mechanical Protection and GAP)
    •    5,000 bonus reward points* on your NOW Rewards MasterCard® 

     for your Pre-Approved Auto Loan (PAL) that can be used for purchase at a dealership or with convenient buying services, Carvana and TrueCar. 

    Apply Today

    Buying a pre-owned car?
    Check its vehicle record first to protect yourself from potential problems down the road. Northwest Federal members can request a CARFAX® report directly from us for just $16.99 (retail value is $34.99). If you finance with Northwest Federal, this fee will be refunded following loan disbursement. 

    *Minimum loan amounts required. Not valid on refinancing an existing Northwest Federal loan.
     

    Refinance Now. Pay Later. 

    If you have a car loan with another lender, chances are you're paying too much. Bring your car loan to Northwest Federal Credit Union to enjoy our low loan rates, flexible terms, and no payments for 90 days* (credit qualifications apply). 

    Refinancing for a lower rate is easy. Simply request a loan payoff amount from your current lender, then apply for your Northwest Federal car loan and include:

    • Vehicle make, model, year and mileage
    • Vehicle Identification Number (VIN)
    • Name and address of the lender

    Apply Today
     
    *No payment due for the first 90 days offer is valid for the purchase of a new or used consumer auto and refinances from another lender. Credit qualifications apply. Offer is subject to change at any time. Interest still accrues for the first 90 days. This offer is not valid on internal refinances. 

    If riding a motorcycle is more your style, we can help you get onto the road with low rates and flexible terms. 

    • rates as low as 7.39% APR* for up to 48 months
    • rates as low as 8.29% APR* for up to 60 months


    Apply Today

    *APR= Annual Percentage Rate. Rate is based on evaluation of credit history, so your rate may differ. Rates are current as of 9/1/18 and are subject to change without notice. 
     

    Whether it’s the open waters or the open road, we have financing available to help you live out your dreams with loans for Boats, RV and Miscellaneous Vehicles. 

    Type of Loan Term Minimum Loan Amount APR as low as*
    Boat, RV & Miscellaneous Vehicles up to 60 months   $10,000   8.25%
    Boat, RV & Miscellaneous Vehicles 61-120 months   $25,000   8.50%
    Boat, RV & Miscellaneous Vehicles 121-180 months   $50,000   8.75%



    Apply Today

    *APR=Annual Percentage Rate. Rate is based on evaluation of credit history, so your rate may differ. Rate is current as of 9/1/18 and subject to change without notice. 
     

    Nationwide car buying services

    Option # 1: TrueCar – search online for a new or pre-owned car
     

    • Conveniently search vehicles online - see what others recently paid for the car you want
    • Get guaranteed pricing - enjoy average savings of $3,383 off MSRP* on new cars and discounts on quality pre-owned inventory
    • Visit the dealership to complete your purchase

    *Between 7/1/17 and 9/30/17, the average savings off MSRP presented by TrueCar Certified Dealers to users of TrueCar powered websites, based on users who configured virtual vehicles and who TrueCar identified as purchasing a new vehicle of the same make and model listed on the certificate from a Certified Dealer as of 10/31/2017, was $3,383. TrueCar does not broker, sell or lease motor vehicles. Each Certified Dealer sets its own pricing, and will confirm actual vehicle availability from in-stock inventory, including options and color choices.

    Option #2: Carvana – shop and purchase your car completely online 
    1.    Apply today for a pre-approved auto loan 
    2.    Shop Carvana to purchase your Carvana certified pre-owned car online 
    3.    Enjoy convenient delivery right to your driveway 

    Apply Today

    We offer optional vehicle protection services for your peace of mind, including Guaranteed Auto Protection (GAP), Mechanical Breakdown Protection, and Debt Protection. Read more about the benefit of these services. If you have questions, contact us for more details.