Limited Time Only! We've Lowered Our Used Car Loan Rates

Until August 4th, we're offering used car loan rates as low as 1.79% APR* on 2016-2020 model years. If you're in the market for a pre-owned vehicle, be sure to take advantage of this special offer.

Apply today! 

*Special used auto rates available on 2016-2020 model years and terms up to 63 months for auto loan contracts dated April 13 -  August 4, 2020 only. Rate is based on an evaluation of your credit history, so your rate may differ. Restrictions apply, including: credit qualifications and maximum loan-to-value ratio of 90%. Internal refinances are excluded from special rates. Business auto loans excluded from special rates. Offer may not be combined with other discounts or promotions.  


 

Car Loans

Term

Minimum Loan Amount

APR1,2 as low as 

2020-2021 model years   up to 36 mos   $5,000 2.14%
    37-63 mos   $8,000  2.64%
    64-72 mos   $10,000  2.94%
    73-75 mos   $10,000 3.14%
    76-84 mos   $20,000 4.94%
    85-96 mos   $40,000  7.49%
2019 model year   up to 36 mos   $5,000  2.44%
    37-63 mos   $8,000  2.84%
    64-72 mos   $10,000  3.24%
    73-75 mos   $10,000  3.44%
    76-84 mos   $20,000  5.34%
2018 model year   up to 36 mos   $5,000  2.54%
    37-63 mos   $8,000 3.04%
    64-72 mos   $10,000  3.34%
    73-75 mos   $10,000  3.54%
    76-84 mos   $20,000  5.64%
2017 model year   up to 36 mos   $5,000  2.64%
    37-63 mos   $8,000 3.14%
    64-72 mos   $10,000  3.54%
2016 model year   up to 36 mos   $5,000 2.94%
    37-63 mos   $8,000  3.44%
    64-72 mos   $10,000  3.94%
2014-2015 model years   up to 36 mos   $5,000 3.14%
    37-54 mos   $8,000  3.64%
    55-66 mos   $10,000  4.14%
2011-2013 model years   up to 36 mos   $5,000  4.14%
    37-54 mos   $8,000  4.64%
    55-66 mos   $10,000  5.14% 

 

 

 

1 APR=Annual Percentage Rate current as of August 1, 2020 and is subject to change without notice. Rate is based on an evaluation of your credit history, so your rate may differ. 

2 Rate is based on model year and term. Additional model year terms and rates are available; Northwest Federal finances up to 10 model years. Rate is valid for purchases and refinances from another lender only; internal refinances are excluded from special rates. Vehicles with mileage over 100,000 add 2 percentage points to rates. Classic cars add 4 percentage points to rates. Terms and rates will vary on loans for business purposes. Payment example: car loan with model year of 2020-2021 and loan amount of $20,000 for 60 months at 2.64% APR will have an estimated monthly payment of $356.56. 

No payment due for the first 90 days offer is valid for the purchase of a new or pre-owned consumer auto and refinances from another lender. Credit qualifications apply. Offer is subject to change at any time. Interest still accrues for the first 90 days. This offer is not valid on internal refinances.