Car Loans

Term

Minimum Loan Amount

APR1,2 as low as 

2019-2020 model year   up to 36 mos   $5,000  2.59%
    37-63 mos   $8,000  3.09%
    64-72 mos   $10,000  3.39%
    73-75 mos   $10,000  3.59%
    76-84 mos   $20,000  5.19%
    85-96 mos   $40,000  7.49%
2018 model year   up to 36 mos   $5,000  2.79%
    37-63 mos   $8,000  3.19%
    64-72 mos   $10,000  3.59%
    73-75 mos   $10,000  3.79%
    76-84 mos   $20,000  5.49%
2017 model year   up to 36 mos   $5,000  2.89%
    37-63 mos   $8,000  3.39%
    64-72 mos   $10,000  3.69%
    73-75 mos   $10,000  3.89%
    76-84 mos   $20,000  5.79%
2016 model year   up to 36 mos   $5,000  2.99%
    37-63 mos   $8,000  3.49%
    64-72 mos   $10,000  3.89%
2015 model year   up to 36 mos   $5,000  3.39%
    37-63 mos   $8,000  3.89%
    64-72 mos   $10,000  4.39%
2013-2014 model years   up to 36 mos   $5,000  3.59%
    37-54 mos   $8,000  4.09%
    55-66 mos   $10,000  4.59%
2010-2012 model years   up to 36 mos   $5,000  4.59%
    37-54 mos   $8,000  5.09%
    55-66 mos   $10,000  5.59% 

 

 

 

 

1 APR=Annual Percentage Rate current as of June 1, 2019 and is subject to change without notice. Rate is based on an evaluation of your credit history, so your rate may differ. 

2 Rate is based on model year and term. Additional model year terms and rates are available; Northwest Federal finances up to 10 model years. Rate is valid for purchases and refinances from another lender only; internal refinances are excluded from special rates. Vehicles with mileage over 100,000 add 2 percentage points to rates. Classic cars (20+ years) add 4 percentage points to rates. Terms and rates will vary on loans for business purposes. Payment example: car loan with model year of 2019 and loan amount of $20,000 for 60 months at 3.09% APR will have an estimated monthly payment of $360.67. 

No payment due for the first 90 days offer is valid for the purchase of a new or pre-owned consumer auto and refinances from another lender. Credit qualifications apply. Offer is subject to change at any time. Interest still accrues for the first 90 days. This offer is not valid on internal refinances.