Limited Time Offers!

Special Rate as low as 1.79% APR* on Used Cars

Through August 17th, we're offering used car loan rates as low as 1.79% APR* on 2016-2021 model years. If you're in the market for a pre-owned vehicle, be sure to take advantage of this special offer.

Have you placed a “freeze” on your credit report? If you’re ready to apply for a loan, make sure you’re prepared for your credit review by requesting the credit bureaus (Experian, Equifax, and TransUnion) to lift your credit freeze before you apply.

 

*Special used auto rates available on 2016-2021 model years and terms up to 72 months for auto loan contracts dated through August 17, 2021 only. Rate is based on an evaluation of your credit history, so your rate may differ. Restrictions apply, including: credit qualifications and maximum loan-to-value ratio of 90%. Internal refinances are excluded from special rates. Business auto loans excluded from special rates. Offer may not be combined with other discounts or promotions.

 

Special Rate as low as 1.79% APR* on New Cars

If you’re looking for a new car, get rates as low as 1.79% APR* on 2020-2021 model years. It’s a great time to take advantage of summer savings!


*Special new auto rates available on 2020-2021 model years and terms up to 72 months for auto loan contracts dated through August 17, 2021 only. Rate is based on an evaluation of your credit history, so your rate may differ. Restrictions apply, including: credit qualifications and maximum loan-to-value ratio of 80%. Internal refinances are excluded from special rates. Business auto loans excluded from special rates. Offer may not be combined with other discounts or promotions.

Rates as low as 2.79% APR* on 75-84 month terms

If you’re shopping for a 2019-2021 model year vehicle, we’re currently offering rates as low as 2.79% APR on 75-84 month terms. Enjoy great rates on our longer term loans, designed to help you stretch your budget and keep your monthly payments low. Drive away with a great deal this summer!



*Special rate available on 2019-2021 model years and terms of 75-84 months for auto loan contracts dated June 15 –  August 17, 2021 only. Rate is based on an evaluation of your credit history, so your rate may differ. Restrictions apply, including: credit qualifications and maximum loan-to-value ratio of 90%. Internal refinances are excluded from special rates. Business auto loans excluded from special rates. Offer may not be combined with other discounts or promotions.

 


 

Car Loans

Term

Minimum Loan Amount

APR1,2 as low as 

2021-2022 model years   up to 36 mos   $5,000 2.14%
    37-63 mos   $8,000  2.64%
    64-72 mos   $10,000  2.94%
    73-75 mos   $10,000 3.14%
    76-84 mos   $20,000 4.94%
    85-96 mos   $40,000  7.49%
2020 model year   up to 36 mos   $5,000  2.44%
    37-63 mos   $8,000  2.84%
    64-72 mos   $10,000  3.24%
    73-75 mos   $10,000  3.44%
    76-84 mos   $20,000  5.34%
2019 model year   up to 36 mos   $5,000  2.54%
    37-63 mos   $8,000 3.04%
    64-72 mos   $10,000  3.34%
    73-75 mos   $10,000  3.54%
    76-84 mos   $20,000  5.64%
2018 model year   up to 36 mos   $5,000  2.64%
    37-63 mos   $8,000 3.14%
    64-72 mos   $10,000  3.54%
2017 model year   up to 36 mos   $5,000 2.94%
    37-63 mos   $8,000  3.44%
    64-72 mos   $10,000  3.94%
2015-2016 model years   up to 36 mos   $5,000 3.14%
    37-54 mos   $8,000  3.64%
    55-66 mos   $10,000  4.14%
2012-2014 model years   up to 36 mos   $5,000  4.14%
    37-54 mos   $8,000  4.64%
    55-66 mos   $10,000  5.14% 

Have you placed a “freeze” on your credit report? If you’re ready to apply for a loan, make sure you’re prepared for your credit review by requesting the credit bureaus (Experian, Equifax, and TransUnion) to lift your credit freeze before you apply.

 

 

1 APR=Annual Percentage Rate current as of 7/1/21 and is subject to change without notice. Rate is based on an evaluation of your credit history, so your rate may differ. 

2 Rate is based on model year and term. Additional model year terms and rates are available; Northwest Federal finances up to 10 model years. Rate is valid for purchases and refinances from another lender only; internal refinances are excluded from special rates. Vehicles with mileage over 100,000 add 2 percentage points to rates. Classic cars add 4 percentage points to rates. Terms and rates will vary on loans for business purposes. Payment example: car loan with model year of 2021-2022 and loan amount of $20,000 for 60 months at 2.64% APR will have an estimated monthly payment of $356.56. 

No payment due for the first 90 days offer is valid for the purchase of a new or pre-owned consumer auto and refinances from another lender. Credit qualifications apply. Offer is subject to change at any time. Interest still accrues for the first 90 days. This offer is not valid on internal refinances.