BUSINESS NOW REWARDS
Earn points that can be used for travel, cash back and more!
Variable rate as low as 8.49%1
1.25x the points for every $1 in spent2
Offers our lowest variable rate and valuable benefits.
Variable rate as low as 7.49% APR3
No annual fee
Business Cardholder Benefits
Choose the credit card that best meets your business needs, whether it’s an amazing low rate or earning rewards, you’ll enjoy these added benefits:
- Added Purchase Power: your employees receive an individual card number and credit limit.
- Easy Reconciliation: each cardholders’ expenses broken down on one monthly statement.
- Easy Payments: purchases and limits rolled into one line of credit so you can make just one monthly payment.
- Emergency Services: you'll have peace of mind with emergency cash advances, car rental collision damage waiver and more.
Individual cardholder statements are available upon request.
Some restrictions apply. Read your Mastercard Guide to Benefits for Small Business Cardholders for details on cardholder benefits, or call the Mastercard Assistance Center at 1-800-627-8372.
Click here for more information and complete details about the Visa benefits described here, or call the Benefit Administrator at 1-800-553-4820, or call collect outside the U.S. at 1-303-967-1096.
Contactless Payment is available for added convenience and security at the checkout. Simply look for the contactless symbol to tap and pay!
Your Northwest Federal credit cards can be used with the digital wallets below. Click on each link for videos featuring how to add your card and begin enjoying greater payment convenience and security.
Northwest Federal CardControl app can help prevent fraudulent transactions from occurring on your credit card. Set the terms for when, where and how your card is used anytime, anywhere right from your smart phone with this handy app.
We offer online tools, resources and protection tips help prevent fraud on your accounts. Stay informed when you turn to our Fraud Prevention page.
If your card is lost or stolen, or you suspect you’re a victim of fraud:
- Call Northwest Federal immediately at 800-336-3384
- Report Fraud
1Your initial Annual Percentage Rate (APR) will range from 8.49% to 18.00% based on your creditworthiness. After this, your APR is subject to change monthly based on the Prime Rate published in the Wall Street Journal on the last business day of the prior month. Credit card rates apply to cash advances, balance transfers, and outstanding balances on purchases. There is no annual fee and no cash advance fee. Balance transfers are subject to a 3% fee on the transaction amount.
2Points are earned on purchases only. Points are not earned for convenience checks, cash advances, balance transfers, returned purchases or purchases that are reversed. Points earned in the NOW REWARDS program will expire 5 years from end of month in which points were earned.
3Your initial Annual Percentage Rate (APR) will range from 7.49% to 18.00% based on your creditworthiness. After this, your APR is subject to change monthly based on the Prime Rate published in the Wall Street Journal on the last business day of the prior month. Credit Card rates apply to cash advances, balance transfers, and outstanding balances on purchases. There is no annual fee and no cash advance fee.
Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.
Visa is a registered trademark of Visa International Service Association.
Apple Pay® is a trademark of Apple Inc., registered in the U.S. and other countries.
Samsung Pay is a registered trademark of Samsung Electronics Co., Ltd.
Google Pay is a trademark of Google Inc.
Fitbit and Fitbit Pay are trademarks or registered trademarks of Fitbit, Inc. in the U.S. and other countries.
Garmin Pay is a trademark of Garmin Ltd. or its subsidiaries.